Seamless Frictionless Payments

Vaulsys provides innovative payment options on all physical and digital payment touch points through an open platform.


We live in a world where payments are processed every fraction of a second. These payments are being processed on diverse customer touch-points through multiple devices running on several integrated platforms. Vaulsys designed a complete suite of highly flexible, scalable and robust financial solutions for electronic payments and transactions processing with built-in loose coupled modules that allow financial institutions to distinguish themselves and deliver the most up to date solutions and services across multiple channels. Read more

As the payments industry moves towards updating their legacy payments infrastructure, it is increasingly clear that CMS platforms have a critical role in broader modernization activities. Any failures or problem in a bank’s CMS creates major service outages and considerable customer fallout. VaulCard has been developed to support national, international, and global financial institutions for their issuing, processing and acquiring business along with the EMV standard. The system has full multi-currency, multi-product, multi-institution and multi-language capabilities. Read more

With the advent of P2D2 directive and banks around the world looking to open their services to external entities through open APIs, banks prefer a buy- and-build yourself platform rather than a custom built from a vendor platform. VaulPi empowers financial organizations to build dynamic APIs through our API builder which in-turn allows the organizations to save significant time in onboard and integrating third party fintechs or PSPs. VaulPi offers a range of Open APIs for third party fintechs, retailers, and developers to use the existing services of an open bank. VaulPi utilizes two of the most widely used protocols to build APIs through Restfull and or Jason. Read more

Smart phones have significantly affected the way people live their lives. Mobiles are now being used for business, gaming, fitness, education, learning, health, banking and much more. With the right apps on a smart phone life gets better. VaulSim decided to take this idea and make it a reality by developing a middleware to launch payment and banking applications rapidly. We offer a range of mobile financial services with built in tools like the chat engine, QR generator, NFC processors, and On-us and Off-us wallet handler. VaulSim combines the capabilities of mobile and APIs to offer mobile apps combined with a comprehensive merchant/agent management portal. Read more

Security is an essential part of any financial institution and our development team uses agile method for Software Development. Once the code is developed against the specification document by the developer, it is forwarded to the QA (Quality Assurance) team, which verifies the functionality test, unit test as well as a complete Security test that includes verification as per the top 10 vulnerabilities in OWASP guideline. In addition we offer fraud management and AML to ay financial institution. Read more


Financial Institutions and Payment services providers offering acquiring services through physical or digital channels now consider transaction processing as a commodity. The continuous change in customer preference and behavior has made is challenging for merchants and acquirers to offer diverse products on a single platform. Read more

Cards, both physical and virtual combined are still the main instruments being used to make non-cash payments. In addition to the traditional use of card as a payment instrument, financial institutions issuing cards are using cards for microfinance loans, wage disbursement, remittance, multi-currency, fleet and loyalty. With the introduction of mVisa, masterPass, wechat and other QR based payments; financial institutions are looking to issue e-wallets and m-wallets to provide unique payment options locally and internationally. Read more

As we head into a digital direction, the trend of moving customers and their transactions from ‘brick and mortar’ to online and mobile transactions is on the rise. Financial institutions require the secure implementation of Access Control Servers (ACS) for 3DSecure authentication, and offer a secure payment gateway for Merchants to Plug-In on their platforms. While Artificial Intelligence gives insight into the consumer habits and contributes to fraud prevention, offline orders are turning into online orders which are being delivered by drones with no human intervention. Read more

Mobile is becoming one of the popular channels for banking and payments with an expected volume of $503 billion in year 2020. A growing portion of the world’s population is making mobile bases transactions. Small and large financial institutions are realizing the importance of adapting a mobile payments solution. While some businesses view mobile as their mainstream payment channel, others find it necessary to be a part of their digital strategy. Read more

Financial institutions are processing payments from number of different channels and the channels are likely to grow in the future. All these channels with different protocols and message formats have to be monitored for fraud and money laundering 24/7/365. This creates a significant number of challenges for organizations processing transactions, as they need to detect in real-time any possible fraudulent transaction. These payment processors should be equipped with a system to alert customers of suspicious transactions or behavior or their own back end staff to take action on a specific threat. Read more

Keep In Touch With Us

Contact Information

    Dubai Office
  • Suite 106-2, F Wing HQ Building, Dubai Silicon Oasis, Dubai, UAE, P.O. Box 6009
  • +971 (4) 341 0623